14 tips to get the most value from your insurance

10. Compare conditions in different companies

Sometimes we automatically buy insurance policies and even extend them in the same companies. But the insurance market is growing rapidly and wonderful new services keep on popping up. It’s worth looking through new propositions from young companies which are trying to draw clients’ attention.

Before buying a policy, you will need to look at the company’s rating. It’s highly important you buy an insurance policy with a reliable company.

11. Evaluate exceptions  

Some companies include a lot of exceptions in their contracts, which allow them to deny clients payouts after insured accidents occur. Exceptions may be about alcohol and drugs influence, high-risk situations, medical conditions of the insured person, among others. Only sign the papers after having read the exceptions, otherwise you might get yourself into trouble.